Online tool for
scaffold financing
MARCH 2022
AALTER - As a scaffolder or contractor you regularly have peaks and troughs in the use of scaffolding material. With extra material, for example, you can take on a bigger project and serve customers better. However, your bank account does not always allow for an immediate investment.
HOW TO CHOOSE ?
AFIX Group has developed an online tool for its clients which, in 4 quick steps, finds the best scaffolding financing for your needs. This step-by-step plan guides you through simple yes/no questions to one of the 7 financing possibilities for the acquisition and use of AFIXFAST scaffolding material. Do the test here.
CHOOSE BETWEEN LEASING, BORROWING AND BUYING?
There are various forms of financing scaffolding. Each solution has its advantages and/or disadvantages depending on the specific situation and needs of the customer. In the table below you can discover the most important differences between leasing, borrowing and buying.
IS LEASING THE RIGHT SOLUTION FOR YOU?
As an ambitious entrepreneur, you always want to guarantee your customers the best service within the agreed delivery period. An adapted scaffolding fleet makes it possible to ensure greater efficiency and productivity on the site. This requires investment resources that are not always available because your core activities demand the main attention. In that case, leasing can be an advantageous solution with various practical and fiscal benefits.
HOW DOES SCAFFOLDING LEASING WORK?
Scaffold leasing is a form of financing for the use and acquisition of system scaffolds. You do not need to have a business empire to do this: one-man businesses and SMEs can also take advantage of this financing solution.
AFIX Group has its own leasing facilities through AFIX Finance. It buys the scaffolding materials and you pay a fixed monthly amount for their use.
While AFIX Finance remains the 'legal owner' - the purchase is in the name of the leasing company - you become the 'economic owner' with the right of use. Whereby you are responsible for the good condition and maintenance of the scaffolding materials.
AFIX Finance leasing contracts are booked off-balance sheet (as rental) so that no debts remain on the balance sheet. This makes your balance sheet look very attractive to suppliers and lenders. Because the lease instalments are booked as rent, you also avoid paying the property tax that you would have to pay if you bought the goods yourself.
AFIX Finance pays the full VAT at the time of purchase. By concluding a leasing contract, you can therefore pay the VAT in instalments via the lease payments.
WHAT HAPPENS AT THE END OF THE AGREEMENT?
At the end of the contract, you can choose to purchase the scaffolding material, thus becoming the legal owner. As every AFIX Finance lease includes a pre-determined residual value, you always know in advance what the final price will be.
But there are also other options. You can appoint another buyer or you can simply choose to continue leasing after the lease period.
SCAFFOLD LEASING GOES FAST
AFIX scaffolding consultants have an accurate calculation tool with which a simulation and corresponding monthly price are quickly calculated. When the right offer is found, this simulation can immediately be converted into a contract after approval of your credit score. After signing, your order is executed in less than 48 hours.
Are you interested? Contact your scaffolding consultant for your personal scaffold leasing proposal.
Also find more information on this leasing page.
AFIX Group, one partner, many services, less worries
Do you want to work professionally and safely at heights? Contact the AFIX scaffolding experts.